A Few Words

About Us

Making a Difference

With over 1,000 companies reviewed in the past 5 years, we have the experience to assess the performance and risks associated with operating an independent mortgage bank.  Warehouse Banks engage us to perform operational risk assessments; mortgage banks engage us to perform internal audits and performance reviews.   The principals are both certified mortgage bankers (CMB) and are personally involved with each engagement.

Leading Company

Why Work With Us

We are High touch

Our Principles are intimately involved with each engagement.

We know the industry

We have broad knowledge of all aspects of mortgage banking, not just a few select verticals.

We know how to help

Our consultants not only help mitigate risk, but provide actionable insights on how to be a stronger and more profitable mortgage bank.

We are versatile

Each engagement scope is unique and tailored to meet client needs.

About us

Partners

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Cameron Watts, CMB

Cameron has 20+ years of mortgage banking experience in secondary markets, retail, wholesale and correspondent areas of production and operations. He holds a B.S. from Cal Poly San Luis Obispo, California, an MBA degree from St. Mary's College of California and the Mortgage Bankers Association CMB designation. In addition, Cameron graduated from the Mortgage Bankers Association School of Mortgage Banking in 2007 and was part of the Future Leaders Program in 2006.

C. M. "Corky" Watts, CMB

Corky has 40+ years of experience in managing and operating mortgage banks. He has broad based knowledge of the production, secondary markets, operations and information areas of residential mortgage lending. He holds a B.A. degree from the University of Santa Barbara, California and the Mortgage Bankers Association CMB designation.
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Garret Kolb

Garrett “Gary” Kolb has 38 years of mortgage banking experience with mortgage banks, credit unions and state chartered banks. Gary joined C. Watts Mortgage Consulting Services in 2019.

Graham Watts

Graham joined C. Watts Mortgage Consulting Services in 2021. Previously, he ran a boutique recruiting firm where he placed executives for venture-backed startups across North America. He is a graduate of U.C. Berkeley.